What Does Medicare Part B Cover for 2014?

Part B (Medical Insurance) helps cover:

  • Medically-necessary doctors’ services
  • Outpatient care
  • Home health services
  • Durable medical equipment
  • Other medical services
  • Many preventive services

You can find out if you have Part B by looking at your Medicare card.

*Source: Centers for Medicare & Medicaid Services, “Medicare & You 2013”, p.35


Medicare Pays

You Pay

Medical treatment such as physician services, outpatient surgical services, physical therapy, diagnostic tests

$0 until you pay $147


$147 Part B Deductible

Remainder of Medicare-approved amounts

Generally 80%

Generally 20%

Part B Excess Charges (Limited to 15% of Medicare-approved amount)


All 15%

Clinical Laboratory Services



Durable Medical Equipment

80% after Part B Deductible of $147

$147 Part B Deductible

Home Health Care